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Anorbank's Transformation into Uzbekistan's First Fully Digital Bank with ELMA
Anorbank, the first fully digital bank in Uzbekistan, faced the challenge of implementing a comprehensive digital banking system during the pandemic. The bank needed to provide services without requiring customers to visit physical offices, aligning with the modern lifestyle of increased mobility and preference for digital technologies. The bank's strategy required a unique platform that could process requests quickly while maintaining an individual approach to each client and guaranteeing data security. The bank's team, 70% of which consisted of IT employees, was tasked with the continuous development of this platform. The challenge was not just to describe procedures in Word documents, but to create complete digital processes. This required integration with various IT systems, making the project complex due to the number of users, different groups of bank users, and the large number of required integrations.
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